Winner of I rear-ended His car challenge

Wow, contributors were among some of my favorite writers and some I'm unfamiliar with, who are on their way to get on that list!

The prompt was addressed SO CREATIVELY by everyone. Thanks to @Huckleberry_Hoo, @dctezcan, @tolstyka, @svsrikanth, @TheJovialWriter, @Shallowgenepool, @writer_a_nel, @aflalo22, @yousufrizvi4, @kateresa, @Furaha, and @RamonElCamino.

Tough call. These covered probably every snarky angle of interacting with UNOHOO. The one that I liked the best (but barely above each and every unique and clever one) was @7v7's Now Here's a Sucker.

"You have home insurance, too?"

"Yes. It's required." I don't know why I answered.

"And life insurance?"

"--uh that's optional."

"Our agent will be calling."

"I'm sorry--wha?!"

Subtle but hilarious. Thanks to all. Now I have to figure out how to select the winner and mark it officially.